Sanjay Financial :: Authorised Agent Based in Pune


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Welcome to Sanjay Financial

Family

These days a lot more families vacation abroad. While this is the perfect opportunity for enjoyment, there is a clear need to protect the family from risks that may be merely inconvenience, like the loss of a passport or something more serious like a member of the family falling ill and needing hospitalization. To be prepared for any crisis STAR Health offers financial protection under Family Travel Protect Insurance Policy.

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Individual

People who travel very often are exposed to several risks as they have to acclimatize themselves to variations in weather, food and schedules. STAR Health

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Tax Benefit

INCOME-TAX AND TAX BENEFITS FROM LIFE INSURANCE

A] INCOME-TAX RATES FOR ASSESSMENT YEAR 2010-2011 (FINANCIAL YEAR 2009-2010)

Income Slabs Tax Rates Nil
Individual & HUF below age of 65 years Woman below age of 65 years Individual above age of 65 years
Income upto Rs.1,60,000 Income upto Rs.1,90,000 Income upto Rs.2,40,000 Nil
Rs.1,60,001 to Rs.3,00,000 Rs.1,90,001 to Rs.3,00,000 Rs.2,40,001 to Rs.3,00,000 10%
Rs.3,00,001 to Rs.5,00,000 Rs.3,00,001 to Rs.5,00,000 Rs.3,00,001 to Rs.5,00,000 20%
Above Rs.5,00,001 Above Rs.5,00,001 Above Rs.5,00,001 30%
Education Cess : An additional surcharge called as ‘Education Cess’ is levied at the rate of 2% on the amount of Income tax and surcharge (if any) in all cases shall be levied.
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Loans

A loan is a sum of money borrowed from a lender, which is to be repaid after a specified period of time with interest charges.A loan agreement takes place between a borrower and a lender. Repayment of the loan depends upon the contract agreement terms.Loans are usually acknowledged by promissory notes, bonds, and other types of securities.

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